Monday, February 10, 2014

Wedding Insurance - Do you Really Need It?


As you begin planning wedding ceremony, the 'what if' questions could start coming to guessing.... What if a hurricane comes through city on my wedding evening? What if the bridal salon goes out of business after I've paid for any my dress? What if my caterer might be a no-show? Every bride hopes to not live through these situations, but the truth of the matter is.... things can get! These 'what ifs' can cause anxiety and stress, but there is hope for help you prepare to the possibilities! Wedding Insurance policies are for sale to help plan for these and extra unforeseen circumstances.

The concept of Wedding Insurance originated from London in 1988 and has been available around the world since 1993.

Policies is accessible to cover such novelties as: refunding non-recoverable expenses there is a last minute postponement, replacing damaged wedding gifts, recreating ruined wedding pictures, or providing liability insurance but if your venue requires it. In '09, USA Today presented a few interesting statistics on the standard causes of Wedding Insurance claims (statistics simply by The Travelers Companies). Forty-three percent of claims were there is a constant problems with caterers, photographers or any other vendors. And other claims were for such thinggs as broken items and complaints issues.

Wedding Insurance, as with any other type of insurance, is a fantastic way to protect the financial investment you made in your wedding. Before settling on a policy, be sure to closely read and understand newborn limits of liability (those items which are not covered from your policy). You should be certain of what your policy addresses. In addition, you should review your current insurance policies (your agent offers this) this means you are not buying data backup coverage.

Although you you will need it, Wedding Insurance is a great move to prepare you to the unexpected!

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